At My Financial Compass, we are dedicated to guiding you toward financial independence as we believe that everyone deserves a clear path to reach their financial goals, regardless of their starting point. As financial accountability partners, we personally guide you and empower you to take control of your finances and navigate your unique journey confidently to reach the destination YOU want for your hard-earned income.
Our Values
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Vision:
We see a future where everyone can achieve financial freedom.
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Perseverance:
We are committed to helping you overcome obstacles and stay the course.
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Determination:
We believe in your potential to succeed and will support you every step of the way.
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Achievement:
We celebrate your milestones and are dedicated to helping you reach new heights.
What Sets Us Apart
Personalized Approach:
Your financial journey is unique. We tailor our coaching and strategies to your specific needs and goals.
Holistic Guidance:
We address all aspects of your financial life, from budgeting and saving to investing and retirement planning. Creating Target maps for YOU that are achievable and realistic.
Unwavering Support:
We are your trusted partners on this journey. Our team is here to provide ongoing support and guidance.
Our Mission
To empower individuals to take control of their financial future and achieve lasting financial independence.
Join us at My Financial Compass and let's embark on a journey to financial independence together!
Meet Jacobo Laya Jr, the founder of My Financial Compass, a 20-year Navy veteran who served as Operations Specialist and Command Financial Specialist. During his service, Jacobo honed his skills in proper money management, counseling sailors of all ranks and their families.
Jacobo's passion for financial guidance extends beyond his military career. He holds a Master of Business Administration from Excelsior College and has been a successful business owner of Jac&Mac Photography for more than 17 years.
His expertise and dedication have earned him recognition in the Marquis's Who's Who as Professional Entrepreneur of the Year.
At My Financial Compass, Jacobo's leadership and experience guide our mission to empower individuals on their journey to financial independence.
Services
Featured program
My Financial Compass Independence Seminars & Webinars
My Financial Compass loves to provide in person seminars and online webinars workshops. These are gateways to financial learning, education, and freedom. We'll equip your clients, employees, Church or organization with the knowledge and tools to manage their money effectively and achieve their financial goals. Reach out to us, we provide our presentations online or in person throughout Virginia, Maryland, Pennsylvania.
Plan for a comfortable and fulfilling retirement with our Retirement Planning service. We'll help you define your retirement goals, develop a comprehensive plan, and navigate the complexities of retirement income.
Annuities & Life Insurance with Living Benefits
Secure your financial future and protect your family's. We'll help you explore annuity options that provide a steady stream of income during retirement, and find a life insurance policy with living benefits: a safety net for your loved ones, with valuable benefits you can use during your lifetime.
Business Planning
Transform your business vision into reality with our comprehensive Business Planning service. We'll guide you through every step, from concept to execution, helping you build a successful and sustainable enterprise.
Small Business
Your business finances and your personal finances shouldn't be tangled together. We help small business owners keep them separate and well managed, so both can keep working toward your goals.
Career Planning
Getting ready to go into college? Don’t know what career field you want to specialize in? Want to find the right job for you? Transferring from active military or retiring from the military and don’t know how to transfer your military skills to civilian work? How to use your knowledge and skills to land your dream job? At My Financial Compass, we specialize on guiding, mentoring, preparing, and helping you land the job you want. Your future is in your hands, but with some guidance, you can be confident to heading in the right direction in your career and in Life.
Debt Reduction Planning
Take control of your debt and chart a course toward a debt-free future. Our Debt Reduction Planning service provides personalized strategies and expert guidance to help you eliminate debt and achieve financial freedom.
Financial Needs Analysis
Uncover your financial direction with our comprehensive Financial Needs Analysis. We'll help you identify your goals, assess your current situation, and create a roadmap to achieve financial independence.
Interested in working together? Fill out some info and we will be in touch shortly. We can't wait to hear from you!
Additional Terms
My Financial Compass Disclaimer:
The information provided on this website is for general informational purposes only and does not constitute financial, investment, legal, tax, or accounting advice. It is intended for residents of Virginia, Pennsylvania, Texas, Tennessee, and Florida, where My Financial Compass is licensed to provide services. Before making any financial decisions, you should consult with a qualified professional.
My Financial Compass does not guarantee the accuracy, completeness, or reliability of any information on this website. Any reliance you place on such information is strictly at your own risk. Past performance is not indicative of future results.
No Warranties:
My Financial Compass and its employees disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not responsible for any errors or omissions on this website or for any damages arising from the use of this information.
Limitation of Liability:
My Financial Compass will not be liable for any damages of any kind arising from the use of this website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
By accessing or using the My Financial Compass website (the "Site"), you agree to be bound by these Terms & Services and Privacy Policy (the "Agreement"). If you do not agree to these terms, please do not use the Site.
Services
My Financial Compass provides financial consulting services, including but not limited to financial planning, investment advice, and retirement planning. Our services are intended to provide general guidance and information, and do not constitute legal, tax, or accounting advice. You should consult with a qualified professional for such advice.
Use of Site
You may use the Site for lawful purposes only. You may not use the Site:
In any way that violates any applicable federal, state, local, or international law or regulation.
To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
To impersonate or attempt to impersonate My Financial Compass, a My Financial Compass employee, another user, or any other person or entity.
To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm My Financial Compass or users of the Site or expose them to liability.
Intellectual Property
The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by My Financial Compass, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Disclaimer
The information on the Site is provided for general informational purposes only and does not constitute financial, investment, legal, tax, or accounting advice. You should consult with a qualified professional before making any financial decisions.
My Financial Compass makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
Limitation of Liability
In no event will My Financial Compass, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, any websites linked to it, any content on the Site or such other websites, or any services or items obtained through the Site or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.
Indemnification
You agree to defend, indemnify, and hold harmless My Financial Compass, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of the Site, including, but not limited to, your User Contributions, any use of the Site's content, services, and products other than as expressly authorized in these Terms of Service, or your use of any information obtained from the Site.
Privacy Policy
My Financial Compass is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and disclose your personal information.
Information We Collect
We collect personal information that you provide to us, such as your name, email address, and phone number. We also collect information about your use of the Site, such as your IP address and browsing history.
Use of Information
We use your personal information to provide and improve our services, to communicate with you, and to comply with legal obligations.
Disclosure of Information
We may disclose your personal information to our affiliates, service providers, and other third parties as required by law or to provide our services.
Data Security
We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure.
Your Privacy Rights
You have the right to access, correct, or delete your personal information. You also have the right to object to the processing of your personal information.
Changes to This Agreement
We may update this Agreement from time to time. We will post any changes on the Site.
Contact Us
If you have any questions about this Agreement, please contact us at info@myfinancialcompass.com.
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